本文關(guān)鍵詞： 外在壓力 經(jīng)濟(jì)改革 綜合化經(jīng)營 負(fù)債結(jié)構(gòu) 信貸政策 優(yōu)化資產(chǎn)結(jié)構(gòu) 貸款利率 流動(dòng)性風(fēng)險(xiǎn)管理 集中度 收益風(fēng)險(xiǎn) 　出處：《中國金融》2017年10期 　論文類型：期刊論文

【摘要】：正轉(zhuǎn)型對于商業(yè)銀行來說是個(gè)歷久彌新的課題,需要不斷去研究去實(shí)踐。改革開放以來,中國銀行業(yè)在多方面取得了長足的發(fā)展,但在經(jīng)濟(jì)金融新常態(tài)下,轉(zhuǎn)型發(fā)展的內(nèi)在需求和外在壓力更趨緊迫。如果從中國經(jīng)濟(jì)改革中汲取相關(guān)成功經(jīng)驗(yàn)的話,那么上個(gè)世紀(jì)80年代中期實(shí)施的雙軌制改革可以為我們探討商業(yè)銀行轉(zhuǎn)型提供一個(gè)新的視角。雙軌制是中國漸進(jìn)式改革最重要的特征,其關(guān)鍵是固定存量,放開增量,從邊際上引
[Abstract]:The positive transformation is a long-lasting topic for commercial banks, which needs to be studied and practiced constantly. Since the reform and opening up, China's banking industry has made considerable progress in many aspects, but in the new normal state of economy and finance, The internal needs and external pressures of the transformation and development are becoming more urgent. If we draw relevant successful experiences from China's economic reform, Well, the dual-track reform implemented in the middle of -20s can provide a new perspective for us to explore the transformation of commercial banks. The dual-track system is the most important feature of China's gradual reform, and its key is to fix the stock and open up the increment. From the margin
【作者單位】： 南京銀行發(fā)展規(guī)劃部;
【分類號】：F832.33

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本文編號：1513935