本文選題：企業風險管理 + 非鋼產業��； 參考：《河北工業大學》2013年碩士論文

【摘要】：河北鋼鐵集團提出鋼鐵主業全成本理念，適當發展多元化戰略。作為風險管理的重要財務支出，，集團財產保險自集團成立以來一直處于分散狀態，保險成本高且不易于管理。本文以集團財產保險管理為主要研究目標，努力探索集內需、管理、效益、金融為一體的集約化風險管理模式。 在研究過程中，引用大量詳實的數據，通過鋼鐵、金融行業的發展對比分析，同時深入闡述集團內部的財產保險管理基礎。以訪談調研法、文獻調研法、企業綜合分析法制訂出集團財產保險集中管理戰略。突出成本領先、差異化管理特色，進一步運用定性定量分析法確定集團財產保險具體運營方式，并以合理預期效益加以說明總結。 同時創新集團財產保險管理方式，使保險的信用、保證、資產管理功能應用于集團建設。在鋼企財務費用極其緊張局面下，發展新的融資模式。 通過并購重組，集團財產保險保持原總保費不變，企業經營設施保險金額由1098億元擴展至3200億元；同時，歸納分散到社會中的職工個人保險2000萬元。整合后的集團財產保險，憑借規模優勢、成本優勢、潛在創效空間實現新的利潤增長點，為集團多元化發展戰略創造有效渠道。
[Abstract]:Hebei Iron and Steel Group put forward the concept of full cost of the main industry of iron and steel, appropriate development of diversification strategy. As an important financial expenditure of risk management, the group property insurance has been in a decentralized state since the establishment of the group, and the insurance cost is high and difficult to manage. This paper takes the property insurance management of the group as the main research goal, and tries to explore the intensive risk management mode which integrates domestic demand, management, benefit and finance. In the course of the research, we cite a large number of detailed data, through the comparative analysis of the development of iron and steel, financial industry, and at the same time, deeply explain the property insurance management foundation within the group. The centralized management strategy of group property insurance is worked out by the method of interview, literature research and enterprise comprehensive analysis. This paper highlights the characteristics of cost leading and differential management, further uses the qualitative and quantitative analysis method to determine the specific operation mode of group property insurance, and explains and summarizes it with reasonable expected benefits. At the same time, innovation group property insurance management mode, make insurance credit, guarantee, asset management function applied to group construction. In the steel enterprise financial costs extremely tight situation, the development of new financing model. Through mergers and acquisitions, the group property insurance keeps the original total premium unchanged, and the insurance amount of business facilities insurance is extended from 109.8 billion yuan to 320 billion yuan; at the same time, the individual insurance for workers and staff members scattered in the society is summed up to 20 million yuan. The integrated group property insurance can realize new profit growth point by virtue of scale advantage, cost advantage and potential creation space, and create an effective channel for the diversification development strategy of the group.
【學位授予單位】：河北工業大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F426.31;F842

【參考文獻】

相關期刊論文 前4條

1 張琴;陳柳欽;;企業全面風險管理(ERM)理論梳理和框架構建[J];當代經濟管理;2009年07期

2 鄧靜;;論保險公司整合性風險管理[J];江西財經大學學報;2006年01期

3 孫德心;;我國企業全面風險管理流程設計淺析[J];內蒙古統計;2009年05期

4 朱銘來;奎潮;;我國企業財產保險需求分析[J];中國保險;2009年08期

本文編號：1944245