本文選題：遼寧“新農保” + 繳費與給付　； 參考：《沈陽師范大學》2013年碩士論文

【摘要】：新型農村養老保險（以下簡稱“新農保”）制度目前尚處在試點階段，有關“新農保”制度的財政支持模式、資金供給、制度實施的有效需求等尚處于探索階段，本文通過“新農保”制度基本的評價指標體系，依據層次分析法的基本原理來確定指標對遼寧“新農保”制度實施效果的權重加以排序。排序主要以公平性、有效性、可持續性、保障的適度水平以及制度的可銜接性等表現特征為原則，結合國家以及遼寧統計年鑒數據，相應計算得出全國各省市“新農保”制度實施效果的排序表。在此基礎上，論文通過遼寧與其它省份實施狀況做比較，同時結合遼寧省試點地區“新農保”制度實施的具體情況，來評估遼寧省“新農保”制度的實施效果。 研究發現：“新農保”的保障標準，遼寧省在全國居中等水平，盡管與北京、上海、天津、江蘇等省市尚有較大的差距，，但從相關變量的因素分析看，“新農保”制度在遼寧省具有制度的可持續性和與其他農村保障制度的可銜接性，這說明“新農保”制度在遼寧的后續發展潛力較大。此外，由于遼寧“新農保“制度的有效性和保障的水平方面明顯偏低，特別是養老保險的個人繳費率和參保覆蓋率，養老金的替代率、待遇給付水平等指標上問題凸顯。 通過分析,筆者認為：遼寧“新農保“制度的實施是初見成效的，但繳費層級設計形式單一，缺乏靈活的繳費方式設計；財政補貼和待遇給付的低水平，使得農民投保的積極性不高，覆蓋率低等問題是遼寧“新農保”制度急需解決的問題。對此,本文的政策性建議是：在不斷增加的政府財政補貼的基礎上,設置靈活的繳費模式,通過養老待遇指數化的彈性調整機制,促進“新農保”制度與其它保障制度的整合與銜接,是遼寧省有效實施“新農保”制度的前提條件。
[Abstract]:The system of new rural old-age insurance (hereinafter referred to as "new agricultural insurance") is still in the pilot stage. The financial support model of the "new agricultural insurance" system, the supply of funds, the effective demand for the implementation of the system are still in the exploratory stage. This paper is based on the basic principle of the "new agricultural insurance" system and the basic principles of the analytic hierarchy process. To determine the weight of the index to the effect of the implementation of the "new agricultural insurance" system in Liaoning, the ranking is mainly based on the principle of fairness, effectiveness, sustainability, the moderate level of security and the cohesion of the system. According to the data of the national and Liaoning statistical yearbook, the "new agricultural insurance" system in various provinces and cities of the country is calculated. On the basis of this, the paper compares the situation of Liaoning with other provinces, and evaluates the implementation effect of the "new agricultural insurance" system in Liaoning Province in combination with the specific situation of the implementation of the "new agricultural insurance" system in the pilot region of Liaoning province.
The study found that: the standard of "new agricultural insurance", Liaoning province in the middle of the country and other levels, although there is a large gap with Beijing, Shanghai, Tianjin, Jiangsu and other provinces and cities, but from the factors related to the factors analysis, the "new agricultural insurance" system in Liaoning has the sustainability of the system and the other rural security system can be connected, which shows that The "new agricultural insurance" system has a great potential for follow-up development in Liaoning. In addition, due to the obvious low level of the effectiveness and security of the "new agricultural insurance" system in Liaoning, especially the individual payment rate and coverage rate of the pension insurance, the replacement rate of the pension and the level of payment, and so on.
Through the analysis, the author believes that the implementation of the "new agricultural insurance" system in Liaoning is the first effect, but the design forms of the payment hierarchy are single and lack of flexible payment methods. The low level of financial subsidies and treatment gives the peasants' enthusiasm for insurance is not high, and the low coverage is the urgent problem to be solved in the "new agricultural insurance" system in Liaoning. The policy recommendations of this article are: on the basis of the increasing government financial subsidies, the flexible payment mode is set up, and the integration and connection of the "new agricultural insurance" system and other guarantee systems is promoted through the flexible adjustment mechanism of the pension treatment index. It is the prerequisite for the effective implementation of the "new agricultural insurance" system in Liaoning.
【學位授予單位】：沈陽師范大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F323.89;F842.67

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